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-   -   How Christmas Savings Clubs Work (http://mymerrychristmas.com/forum/showthread.php?t=20276)

ElfBot 08-10-2010 05:50 PM

How Christmas Savings Clubs Work
 
The more things change the more they stay the same. In late summer of 2009, in advance of what was predicted to be a horrible shopping season, troubled American retailer Sears brought back two programs from long Christmas past: layaway and a Christmas savings club.In a down economy, layaway plans

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