I don't mean to sound to positive here, but, if we look at history, the economy (stock market) has done this many times before, it always recovers. if you have $ in the S.M. "fret not thyself" everything will be ok.
As faithmom6 said everything else is doing fine in normal circumstances, I personally believe the media is trying to scare everyone with the S.M. situation, but as I stated before, it has been down like this before, and it always goes back up and satys good.
Merry Christmas & God Bless,
Casey D. Bell