I really need to start saving for Christmas. I just recently paid off the washing machine/dryer that I bought my wife for Christmas. We really needed new ones...we bought a used set when we got married in 2001 and the guy that sold them to us told us that he had them since the late 80s. As you can imagine, they were 20 plus years old. You could tell they were old models because they had that fake wood paneling.
Anyway, not to get off topic, but Sears had a promotion that contained no interest on any appliances for 6 months. I'd started paying big chunks of it every month, but for the past couple of months money has been tight. I just now paid the set off this past month, but I really do not care to do the financing/credit card deal any longer. I've learned from past Christmases that doing that is the worst thing one can do.
I really need to start putting away for a Christmas club. I'll start next month.