We met with my financial planner yesterday afternoon. I can retire!!! I will be bringing home more income retired than if I work! What??? Yep! I was really sweating the income part of retirement. Scary stuff! In California, if you teach after school or do any extracurricular supervision, a special fund called a DBA is set up. DBA is Defined Benefit Account. You get credit dollar for dollar earned. I had no clue, but all my extra teaching earned me close to $40,000!!! This is in addition to my regular retirement. I can take it as an annuity, or over three years, five years, or 10 years. If I take the annuity, that's an extra $300 a month, something that I had not counted on. For three years, I would get $1260 a month, and five years would be $813 a month. I am definitely going for the regular annuity. It is like Christmas all over again for me!!!